Description: This 1992 panel discussion is about the NAIC's proposed 'Guidelines for fling Premium Rates for Individual Accident and Health Insurance Companies.' Also discussed are the results of a survey of actuaries regarding proposed health rate filing guidelines that include higher loss ratios, guaranteed renewability, rate caps, and optional pre-filing. From the Record of the Society of Actuaries Vol. 18, No. 1A.

Description: This session discussion is about what's happening in the USA and the rest of the world, what does it cost and who pays, changes in Britain, and what are we going to do. Includes a discussion on the Masschusetts system and the Kennedy bill. From Record of the Society of Actuaries 1989 Vol. 15, No. 1.

Description: This 1991 panel discussion about individual health rate filings asks the following seven questions and answers each pro and con: 1. Should individual accident and health be guaranteed renewable? 2. Should there be rate increase caps? 3. Should duration rating be permitted? 4. Should optional pre-filing be permitted? 5. Should loss ratios be increased? 6. Should the pending small-group regulation laws apply to the individual policy area? 7. Should the loss ratio be the only determinant in the approval of a rate change? From the Record of the Society of Actuaries Vol. 17, No. 4B.